Important factors to weigh when selecting a security system for your home.
If you want to protect your home, personal belongings, and loved ones, then investing in a home security system is a smart idea. However, with all the options out there, many homeowners are not sure which security system is best suited for their needs. To help you make your decision, ask yourself these questions.
- What type of installation is required?
Typically, home security systems are installed by the homeowner or by the security company. For instance, there are many wireless systems that the homeowner can easily install themselves. These systems are a great option for homeowners that are on a budget. On the flip side, some professional systems need to be installed by a company technician. These systems are usually more comprehensive and come with benefits such as 24/7 monitoring. However, these systems require you to enter a service contract and tend to be more expensive than DIY models.
- What are the system’s monitoring capabilities?
When a security company offers monitoring services, it means that your home system will automatically alert the proper authorities if it senses an emergency event (usually a break-in or fire). Some wireless systems give you the option to pay for professional monitoring services. The homeowner can typically opt for constant monitoring, or choose to pay for monitoring during a set period of time (such as while they are away on vacation). Homeowners that opt-out of monitoring will have to call the authorities themselves when their system alerts them to a disturbance. Professional security systems almost always require the homeowner to pay for monitoring. This service is part of the contract that the homeowner must sign when having the system installed.
- Do I need cameras?
Many homeowners like the idea of installing security cameras, so they can keep an eye on their home while they are away. While security cameras won’t necessarily prevent a break-in, they can give you advance warning. Additionally, the footage from the cameras will also help you identify the suspects. If you decide that this is a feature that you want, then focus on the security companies that offer systems with cameras. During installation, make sure to place cameras by your front and back doors and in high-traffic areas such as your living room and the master bedroom.
Consider these questions when choosing a security system for your home. Want another way to protect your home, belongings, and loved ones? If so, then it’s time to secure the right homeowners insurance. Contact the experts at Gant Insurance Agency for all your personal insurance needs today.