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Gant Insurance Gant Insurance
  • Home
  • Personal
    • Auto
    • Homeowners
    • Umbrella
    • Motorcycle
    • Personal Quote
  • Business
    • Commercial Auto
    • General Liability
    • Commercial Property
    • Business Owners
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Sep 13
What is a Home Endorsement?

What is a Home Endorsement?

  • September 13, 2018
  • Archives, Blog, home insurance, Personal Insurance

Here’s what you need to know about homeowners insurance endorsements.

Need to adjust your homeowners insurance coverage but dislike the idea of securing a whole new policy? Then adding an endorsement to your current policy might be the best option for you. But what is an endorsement and how can it be used to change your homeowners policy? Here’s what you need to know.

What does an endorsement do?

An insurance endorsement, also known as a rider, is an amendment or addition to an insurance policy that changes its terms or the scope of its coverage. For instance, an endorsement can be used to add coverage to your policy or to delete or limit certain coverages. Additionally, endorsements can also be used to add or remove people or locations from your policy as well. Depending on the changes that the endorsement makes, your insurance premiums may be adjusted accordingly.

How long is an endorsement valid for?

When you tack an endorsement onto your policy, it essentially becomes a part of it. This means that the provisions made in the endorsement will remain valid until the expiry of your policy. At this point, you can simply renew the conditions of the endorsement along with the rest of your policy. However, some endorsements are based on certain term lengths. This means that the changes implemented by the endorsement will remain valid up until the specified term has ended.

This is what you need to know about home endorsements.  Do you have additional questions regarding your homeowners insurance?  Don’t hesitate to contact the experts at Gant Insurance Agency in McKinney, Texas.  Our dedicated team is ready to assist you with all your coverage needs today.

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The Gant Insurance Agency, Inc is a family owned Texas Insurance agency located in the heart of McKinney, Texas. Since 1987, the Gant family has provided affordable insurance products to North Texas.

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