“At Gant Insurance, we believe protection is important.”
If you are concerned about making sure that you are completely covered, then you may need an Umbrella Insurance Policy. The Umbrella Insurance Policy is designed to provide an additional level protection against catastrophic financial events like the following:
- If your neighbor falls and successfully sues you, but the judgement exceeds your homeowners insurance limits of $300,000.
- You have a major at-fault car and cause damage in excess of your $500,000 car insurance coverage limits.
- Your dog bites and injures someone.
Other than the scenarios listed above, there are a number of additional reasons to purchase an umbrella insurance policy. Simply put, when your underlying (or primary) insurance coverage runs out, your umbrella insurance policy will kick in regardless of whether it’s for your homeowners insurance, car insurance, boat insurance or even rental property insurance.
Gant can determine how much Umbrella Insurance coverage you need.
Add your assets (including the worth of your home, cash, stocks, bonds, investment funds and other retirement savings, and other assets)
See how much liability coverage you have on your homeowners insurance, auto insurance, boat insurance and other insurance policies.
Determine if your current liability policies cover your assets.