Protect yourself from the unexpected.
You never know when a disaster may strike. While you may have homeowners insurance and auto insurance, they may not provide enough coverage. Should damages exceed the amount your policy pays, or should you be sued for liability, you’re responsible for paying out-of-pocket. Such finances are expensive. Make sure you’re protected from unexpected damage costs with umbrella insurance. Check out these scenarios where you need umbrella insurance.
Accidents happen! While no one intends to cause a car crash, you’re only human. True, your auto insurance will ordinarily cover you, but should the damages exceed your coverage, you have to foot the bill. In the event of a multi-vehicle car accident, your car insurance, likely won’t give you enough coverage. That’s where umbrella insurance comes in. It helps you to pay for any damage.
Accident at home.
From tripping on a rug and twisting an ankle to sustaining a serious injury on the backyard trampoline, if your guest injures themselves at your residence, you could be liable. While your home insurance may provide some coverage, it likely won’t cover all medical bills and a costly lawsuit. Umbrella insurance can make a huge difference in offsetting the cost.
While your furry friends may be little angels in your eyes, all it takes is one accident for catastrophe to ensue. If your pet bites and injures someone, you’re responsible. The damage done can be extremely expensive, leaving you responsible for most of the cost. Umbrella insurance can give you extra coverage to help keep your finances are covered.
Don’t chance costly insurance gaps, make sure you’re insured with umbrella insurance. Contact the professionals at Gant Insurance Agency Inc. in McKinney, Texas for all your personal and commercial insurance needs.