You just started a business and it is growing leaps and bounds. Your workers are moving inventory, completing service work and handling customers with finesse.
Then one worker gets injured loading a box onto a shelf. Not only do you find yourself without a worker, but now you have to go to court because the worker brought a lawsuit against you wanting all his medical expenses, as well as punitive damages, paid for during the rest of his life.
General liability insurance is there for business owners and contractors when property damage and accidents happen to workers or other people in your building or at the work site. While many contractors are required to have general liability insurance before offering their work services, other businesses should consider a policy to protect their operations.
General liability insurance offers protection against claims brought against you for personal injuries, property damage, bodily injury and other incidents that can happen during the operations of your business. By having this insurance, you can keep your business running without any hitches.
For more information about personal or business insurance in Texas, please contact Gant Insurance Agency located in McKinney TX at 972-529-9300.