With millions of Americans facing day to day existence with healthcare coverage, many are looking into alternative means of covering their medical expenses.
Here are several of the more common alternatives to health insurance:
• Medical sharing programs involve all members making monthly payments toward the anticipated future medical costs of all other members. This monthly payment can fluctuate. There may also be an annual deductible.
• Health savings accounts allow the account holder to withdraw funds tax free for qualified medical expenses. The definition of qualified medical expenses is relatively generous and allows for routine checkups, surgery, prescription drug coverage and even many alternative medicine therapies.
• Discount membership programs offer established discounts toward services through a particular group of healthcare providers. Such services can include medical, dental and vision care along with medical supplies and prescriptions.
• Free health clinics are available widely throughout the United States. They offer care for low-income individuals as well as those who do not have health insurance. Their fees are usually relatively low.
However, there are advantages to conventional insurance. If you would like to learn more about your options, contact Gant Insurance Agency, Inc. today.