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Gant Insurance Gant Insurance
  • Home
  • Personal
    • Auto
    • Homeowners
    • Umbrella
    • Motorcycle
    • Personal Quote
  • Business
    • Commercial Auto
    • General Liability
    • Commercial Property
    • Business Owners
  • Life
  • Health
  • Carriers & Claims
  • Become An Agent
  • About Us
  • Blog
  • Contact Us
    • Write A Review
Nov 20

Signs that Indicate your Home is Underinsured

  • November 20, 2013
  • News & Updates

Some homeowners choose low rates of coverage in order to save money. Doing so could lead to your home being underinsured, and here are some things to think about to ensure you have adequate coverage.

1. Opt for replacement cost and not actual cash value. The cost of personal possessions decline over time, so you’ll want to ensure there’s enough money to replace them rather than being reimbursed for what they were worth at the time of a loss.

2. Ensure your policy has a “loss of use” provision that will pay for a rental home in the event you are required to relocate while repairs are being made.

3.  Most policies do not cover flood damage, so if you live in an area that’s considered a flood zone, you could need additional coverage.

The Gant Insurance Agency of McKinney, Texas advises you to review your policy on a regular basis in order to ensure you are adequately covered. For more information, contact us.

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The Gant Insurance Agency, Inc is a family owned Texas Insurance agency located in the heart of McKinney, Texas. Since 1987, the Gant family has provided affordable insurance products to North Texas.

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2411 Virginia Pkwy #5 McKinney, TX 75071 Phone: 972-529-9300 Fax: 972-529-9319 E-Mail: [email protected]

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