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Gant Insurance Gant Insurance
  • Home
  • Personal
    • Auto
    • Homeowners
    • Umbrella
    • Motorcycle
    • Personal Quote
  • Business
    • Commercial Auto
    • General Liability
    • Commercial Property
    • Business Owners
  • Life
  • Health
  • Carriers & Claims
  • Become An Agent
  • About Us
  • Blog
  • Contact Us
    • Write A Review
Apr 30

Got Renters? You May Need Landlord Insurance

  • April 30, 2014
  • Archives

Many people assume the line is clear when it comes to homeowner’s and landlord insurance, and sometimes it is. If you live in your home with your spouse, kids, and the family dog homeowners will be a core part of your home’s protection. If you own an apartment building and rent out the units, landlord insurance is what you’ll need. But what if you find yourself in that gray area?

If you’re renting out a room for a week once or twice a year, chances are you’ll be able to find a homeowner’s policy that will still offer the coverage you need. But if you rent that room year round, or are renting a whole house as investment property you’ll need the protection of landlord insurance, which provides better liability coverage. For instance, if your renters cause damages that makes the area unrentable you may be able to make a claim against lost rental income. It also protects you if your tenants are injured on your property and will cover legal fees that homeowner’s insurance will not.

But even if you’ve determined that landlord protection is a must, there’s still a lot of variance depending on exactly what type of property you are renting out.  In McKinney, Texas, Gant Insurance Agency has been serving customers throughout the state since 1987. As an independent insurance agency, we can provide you with information on insurance policies from a wide range of companies so that you can make an informed decision that is suited to your specific needs. To learn more about your homeowner’s or landlord insurance options, contact Gant Insurance Agency today.

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The Gant Insurance Agency, Inc is a family owned Texas Insurance agency located in the heart of McKinney, Texas. Since 1987, the Gant family has provided affordable insurance products to North Texas.

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