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Gant Insurance Gant Insurance
  • Home
  • Personal
    • Auto
    • Homeowners
    • Umbrella
    • Motorcycle
    • Personal Quote
  • Business
    • Commercial Auto
    • General Liability
    • Commercial Property
    • Business Owners
  • Life
  • Health
  • Carriers & Claims
  • Become An Agent
  • About Us
  • Blog
  • Contact Us
    • Write A Review
Feb 20
rack of clothes in retail store

Protect Your Retail Store with the Right Insurance

  • February 20, 2020
  • Archives, Blog, Business Insurance

Basic insurance policies for retail stores.

If you own a retail store, then it’s important that you protect it with the right commercial insurance protection.  While every store is different and therefore has different coverage needs, there are some basic policies that all retailers should carry.  Here are the insurance essentials you should secure.

  • Commercial Property Insurance

If your retail store operates out of a physical location, then you need to protect it with the right commercial property insurance.  This type of insurance offers protection for the physical structure of your building, along with the equipment, inventory, furniture, supplies, and other property that your business owns.

  • General Liability

All businesses can benefit from having general liability insurance.  This type of insurance offers financial protection in the event that your business is held responsible for third-party injuries or property damages.  General liability will cover the cost of the affected party’s losses as well as your legal fees in the event of a lawsuit.

  • Cyber Liability Insurance

If your retail business sells online, then you need the protection offered by cyber liability insurance.  This type of insurance will offer coverage to help you bounce back after a cyberattack or IT emergency.  For instance, cyber liability insurance will cover the cost of informing your customers of a data breach, recovering lost information, restoring compromised identities, repairing damaged computer systems, and so on.

These are some of the important commercial coverages that retailers can’t afford to overlook.  Do you have more questions about your business insurance?  If so, then contact the experts at Gant Insurance Agency in McKinney, Texas.  We are ready to assist you with all your commercial insurance needs today.

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