Many women dream of receiving something sparkly for Valentine’s Day, but most overlook the importance of protecting their gift. If an expensive gift of jewelry is stolen or lost, having the right insurance will ensure that you receive compensation for your loss. Follow these steps to protect your cherished Valentine’s Day jewelry gift.
Contact your insurance agent. Talk to your insurance agent about how much coverage you have, and if additional insurance is needed to cover jewelry gifts. The majority of standard renters and homeowners insurance policies cover personal belongings, such as jewelry.
Keep a copy of the receipt. It’s important to keep a copy of the store receipt for your jewelry to prove its cost. If you have lost the original store receipt, the store in which you purchased it may be able to provide a copy.
Have antiques and heirlooms appraised. To prove its worth, antique and heirloom pieces will need to be appraised by a professional appraiser to determine its dollar value.
For more information about insurance in the McKinney, Texas area, please contact Gant Insurance Agency. Call and get a quote today!