Get your health insurance for 2016!
Open enrollment is here! The Affordable Care Act now requires that all American citizens acquire health insurance. Open enrollment ends January 31, 2016. Make sure your health is taken care of and sign up for a health insurance policy! Here’s what you need to know about finding the right insurance for your lifestyle!
Deadline.
Open enrollment ends January 31, but the date your policy becomes effective depends on when you enroll. If you’ve already signed up prior to December 15 your policy should take effect January 1, 2016. If you enroll between December 16 and January 15 your policy will begin February 1, 2016 and if you sign up between January 16 through January 31 your coverage will begin March 1, 2016.
Acquiring coverage.
You are now required by law to obtain health insurance, or you may face penalties. If you don’t already have insurance this is the way to go! You have four plan options: bronze, silver, gold, and platinum which provide varying coverage and costs.
Changes to a plan.
If you already have a health insurance policy now is the time to make changes. If you previously enrolled in a policy for 2015 it will automatically renew. Review your current plan and make sure its coverage suits your needs. If not, change it!
Open enrollment comes once a year.
Unless you experience a life changing event that allows you to enroll through special enrollment, this is your only chance to sign up! Sign up today, to ensure you’re covered for 2016!
Coverage musts.
Your insurance policy is required to cover a minimum of 10 essential benefits. Make sure your plan covers them!
Make sure you have health insurance for 2016! Contact the professionals at the Gant Insurance Agency for assistance finding your insurance policy! Located in McKinney, Texas we serve all your insurance needs.
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