When you buy a new car, you can add it to your policy relatively easily. Buying an RV and insuring it, however, is not as simple as purchasing a regular car. An RV serves as a home on wheels when you travel, and it comes with a bunch of insurance considerations that are not included in your average auto policy. If you are thinking about buying an RV or have just bought an RV, here is some useful information about RV insurance for you to think about.
- Where are you going to keep your RV when it is not in use? If you do not store your RV in a secure location, you should have enough insurance to cover your losses in case of a theft or a natural disaster. Even in secure locations natural disasters can damage your RV and other covered perils, so having a good amount of coverage is smart.
- How much is your RV worth? RVs carry their value much longer than normal vehicles. RVs are more expensive than most cars as well, so damage can cause more serious financial problems. Keep this in mind when deciding whether you want comprehensive coverage or just collision coverage. The more your RV costs, the more coverage you should have.
- What is the value of all the belongings in your RV? If you have decked out your RV with a premium sound system or state of the art kitchen area, having more coverage may be a good idea to protect your investment, not just in the RV but the various items inside.
Contact the Gant Insurance Agency in McKinney for all of your Texas auto insurance needs. Let us give your RV the protection it needs so that you can travel without worrying. Get a quote and get protected, today!