Investing in the right auto insurance policy is the best way to ensure that you have the right amount of coverage in case of an accident. However, if your car is in the shop, do you still need to pay your insurance premiums? Knowing how to navigate your auto insurance while your car is being repaired will help to ensure that you have the right amount of protection.
If your car is being repaired in the shop and you are not able to drive it, you still have to pay the premiums for your auto insurance. Even if you cannot drive your car for a few weeks, it does not mean that you can drop your insurance, which is what would happen if you stopped paying your premiums.
Though your car is not on the road, you still have to have protection with the right insurance policy. Auto insurance is not something that you are able to turn on and off while you are not using your vehicle. Keeping up with your insurance policy will keep your car protected and your policy valid when you are able to drive your car again.
There are many reasons why you should keep up with your auto insurance coverage while your car is in the shop, including:
- Most states require auto insurance for any vehicle that is registered with the state. If a car is found that does not have coverage, you can face a heavy fine.
- If the mechanic at the shop needs to drive your car around to make sure that everything is working properly and is pulled over, they can receive a ticket.
- Having any lapses in your auto insurance coverage can lead to increased rates when you try to reinstate your policy.