Insurance Coverages for Your College Student

Here are some of the essential policies your child might need this semester.

If your child is headed off to college this fall, then it’s important to make sure that they are ready to handle everything that comes their way. One of the best ways to protect your child while they’re away is by securing them the proper insurance coverages. Here are some of the policies that your college student should have in place.

Renters Insurance

Whether your child is going to live on or off-campus, it’s important that they have coverage for their personal belongings. By securing the right renters insurance, you can ensure that they receive compensation in the event that their possessions are damaged or stolen. Additionally, renters insurance will offer protection in the event that your child is involved in a personal liability issue.

Auto Insurance

If your child is taking a car to campus, they will need auto insurance. If your child is attending school in-state, then they will likely have coverage under the family’s policy. However, if they are attending school out-of-state or if they meet a certain set of conditions, they may need to secure their own policy. Speak to your insurance provider to learn about all your child’s coverage options.

Health Insurance

Almost every college and university now requires students to carry some minimum level of health insurance. Usually, schools will offer students the option to enroll in a campus health plan or show proof of coverage under a parent’s health policy. If you want to keep your child on your plan, make sure you speak to your insurer and your child’s school to ensure that they will have adequate coverage.

These are some of the essential insurance coverages for your college student.  Do you need assistance with securing the right personal coverages?  Then don’t hesitate to contact the experts at Gant Insurance Agency in McKinney, Texas.  Our dedicated team is ready to get you covered today.