Buying auto and home insurance is important to protect your home and vehicle. Rather than buying them separately, you can combine them and get some unique coverage opportunities. If you’re wondering whether it is a good idea to combine home and auto insurance, here’s a list of the benefits that you get.
1. 15-20 % Savings
Bundling two policies brings strategic savings when it comes to insurance payments. Moreover, when filing a claim that involves your home and vehicle, you do not need to pay separate deductibles.
2. Combined Payment Schedules
When it comes to renewing your policies, you’ll pay premiums at one time. This makes scheduling payments easier. You’re less likely to skip a payment and make the most of your car and home insurance benefits. Making payments online becomes easier, too, since you won’t have to struggle with multiple passwords and online logins.
3. Improved Customer Equity
Buying more than one policy from the same agent gets you better service and perks, as companies always tend to value customers who bring them more business. Also, combining home and auto insurance makes it easier to get discounts, endorsements, and other benefits.
4. Saves Time and Paperwork
When shopping around for a policy, you might be thinking about what insurance is the best for your home and automobile? Having an agent will help you navigate this decision faster.
There may be certain circumstances where both your car and home may be impacted at the same time. For instance, a tree falls on your garage and also damages your car, or a storm causes damage to your home and vehicle. Bundling your home and auto insurance means having the same agent, thereby reducing paperwork and stress when filing claims.
These are some benefits of combining home and auto insurance. If you have any additional questions about home and auto insurance, contact the experts at Gant Insurance Agency in McKinney, Texas. We are ready to help you with all your coverage needs today.