Learn how to file your homeowners insurance claim the right way.
When it comes to your homeowners insurance, you hope you never have to use it. However, when you do need it, you’re glad you have it. Don’t let the stress of a disaster get the best of you. Be prepared for the unthinkable, and learn how to properly file a homeowners insurance claim. Check out what you need to know.
Contact Your Insurance Agent.
When you discover that your home is damaged, and you suspect your home was a victim of a crime, first call the police. Then call your insurance agency. It’s important to contact your insurance agent as soon as possible so that you can get your claim taken care of sooner than later. Be prepared with as many details as possible so that you’re best able to get the assistance that you need.
Take Plenty of Pictures.
You need to document any damage. After a disaster, whether it be via Mother Nature or man-made, it’s imperative to take photographic evidence. Take pictures from a variety of different angles so that you’re better able to support your claim. However, be wary of damage. Only take these pictures if it’s safe to do so.
Save Your Receipts.
When your home is deemed to be temporarily uninhabitable, you need to eat and stay somewhere else. Keep your hotel bills and restaurant receipts. You may have temporary living expense coverage, and you may be able to be reimbursed. Keep all your receipts so that you can submit them along with your claim.
Know the dos and don’ts of filing your home insurance claim. That way you can get through the process sooner than later. Ensure that you have the best homeowners insurance coverage. Contact the professionals at Gant Insurance Agency in McKinney, Texas for all your personal and commercial insurance needs.