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Gant Insurance Gant Insurance
  • Home
  • Personal
    • Auto
    • Homeowners
    • Umbrella
    • Motorcycle
    • Personal Quote
  • Business
    • Commercial Auto
    • General Liability
    • Commercial Property
    • Business Owners
  • Life
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  • Carriers & Claims
  • Become An Agent
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Apr 21
Common Small Business Lawsuits & Commercial Insurance

Common Small Business Lawsuits: Protect Your Business With The Right Commercial Insurance

  • April 21, 2016
  • General Articles

Check out these most common lawsuits small businesses face and learn how you can protect yourself with commercial insurance in McKinney, Texas.

Like anything in life, businesses come with risk. With lawsuits on the rise, it’s possible that your business could find itself paying hefty legal fees and costly settlements. However, you can ensure that your business is protected with the right commercial insurance. Check out these most common lawsuits against businesses.

Wrongful Termination.

This type of suit occurs when a former employee believes that his or her termination broke the law. Anti-discrimination laws protect employees from any discrimination such as age, gender, sexual orientation, religion, race, disability, or genetic information. As a small business, it’s important to ensure that you’re familiar with federal and state anti-discrimination laws to protect your business.

Discrimination.

Discrimination can be a problem for employees, customers, suppliers, and vendors alike. If a business is found to discriminate against a person because of their personal characteristics like gender or disability, they can get into hot water. Be sure to brush up on your discrimination law and to treat everyone equally.

Wage Violations.

Wage and hour laws help to protect employees from being taken advantage of by enforcing federal, state, and local labor regulations about pay. As workers are separated into two categories, exempt and nonexempt, that determines how wages and overtime are to be paid. Nonexempt employees are usually eligible for overtime, whereas exempt employees are not. It’s not uncommon for employees to take their employer to court regarding the matter. Be sure that you follow the proper legal protocol when it comes to employment.

Breach of Contract.

Make sure that you always comply with your set contract. If you fail to comply with your contract, you may find yourself at risk for a breach of contract suit. Keep in mind that these types of lawsuits aren’t covered by liability insurance.

Ensure that your business is protected from costly lawsuits with the right commercial insurance. Contact the professionals at Gant Insurance Agency Inc. in McKinney, Texas for all your personal and commercial insurance needs.

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The Gant Insurance Agency, Inc is a family owned Texas Insurance agency located in the heart of McKinney, Texas. Since 1987, the Gant family has provided affordable insurance products to North Texas.

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