Commercial Auto Insurance for Businesses
There are many benefits of being self-employed, including getting to make your own schedule. However, just like large corporations, investing in the right insurance policies is the best way to make sure that your self-run business is protected from any unfortunate situation. If you use your vehicle for any business purposes, a commercial auto insurance policy is one of the most important insurance policies that you can invest in.
If you are relying on your personal auto insurance policy to provide coverage while using your vehicle for business purposes, you may be left uncovered in case of an accident. When you file a claim with your car insurance company after an accident and they find out that you were using your car for business purposes, your claim may be denied, which could leave you paying for the damages out of your own pocket.
As a business owner, you have much higher liability risks than people who do not drive their vehicle for work, which is why commercial auto insurance will provide additional protection that is not offered with personal car insurance policies. Some of the additional coverage options that are included with a commercial auto insurance policy include:
- Any auto liability – which will extend your liability coverage that you have under your existing commercial vehicle to any new vehicles that you buy, including non-hired and hired vehicles.
- Rental reimbursement – if you have to temporarily replace your commercial vehicle while it is being repaired, this coverage option will cover the costs.
- Non-owned vehicle coverage – which will provide coverage for you and your employees while they are driving vehicles that are not owned by your company.
Contact the insurance professionals at Gant Insurance Agency in McKinney, Texas for all of your commercial auto insurance coverage needs and to ensure that you have the protection that you deserve.
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