As a business owner, it is critical to safeguard your business’s assets, employees, and finances.
Whether you are self-employed at home or employ hundreds of people across multiple locations, there are specific types of business insurance worth your consideration! Insurance allows your business to receive the protection it deserves when it needs it most. Proper coverage allows your company to continue business as normal, even when the unforeseen occurs.
Home-Based Business
While working from home allows you to save money on business costs, insurance it not usually one of them. Your home insurance policy tends to not cover your business equipment, inventory, or supplies. A home-based business insurance policy provides coverage, along with liability insurance should employees or clients injure themselves while at your home for business.
Property
This coverage provides different levels of protection for your commercial real estate investments. It covers buildings, business interruption, company papers, computers, lost income, and money. Whether your business is located in an office building, or expands to warehouses and multiple investment properties, each insurance policy can be tailored.
Commercial Auto
Regardless if you have a one person delivery business or a large fleet of vehicles, your business should provide auto insurance to protect your employee and car. The state of Texas requires a minimum bodily injury and property damage liability limit for all vehicles on the road. From personal injury, to collision coverage, to rental car reimbursement, your business vehicles should be covered.
Business Owners
A business owners policy is a package policy that provides protection for property and liability risks on one complete plan. One package allows general liability and commercial property insurance to protect your business for a no-gap coverage! For this unique package, click here.
If your business is situated in Texas, be sure to contact the McKinney-local Gant Insurance Agency for your custom business insurance!
My father-in-law owns a small delivery business, having commercial auto insurance seems like an important thing to have. So far he’s never had any accidents, but I’m sure there’s a good probability of this happening at some point. I’m sure having this type of insurance can be a nice relief and comfort when you have drivers out on the road most days. http://www.peakeinsurance.net/product_main.htm