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Gant Insurance Gant Insurance
  • Home
  • Personal
    • Auto
    • Homeowners
    • Umbrella
    • Motorcycle
    • Personal Quote
  • Business
    • Commercial Auto
    • General Liability
    • Commercial Property
    • Business Owners
  • Life
  • Health
  • Carriers & Claims
  • Become An Agent
  • About Us
  • Blog
  • Contact Us
    • Write A Review
Aug 22
woman holding blue home cutout

Avoid These Homeownership Mistakes

  • August 22, 2019
  • Archives, Blog, home insurance

Don’t make these costly mistakes with your home.

Whether you are a first-time homeowner or have been living in your home for years, it’s always easy to make small mistakes that end up costing you in the long run.  To save money, make sure you avoid these common and costly mistakes as a homeowner.

  • Failing to Take Care of Your Appliances

Most homeowners do not give their appliances a second thought until they start to break down.  However, keeping your appliances in good shape is a great way to prolong their lifespan while also preventing them from breaking down and causing major damage.  Regularly cleaning out filters and vents and scheduling professional inspections are all great ways to maintain your household appliances.

  • Ignoring Small Issues

There is an endless number of small issues that a home can have.  Maybe the toilet never stops running, or maybe the bathroom faucet always drips, or maybe there’s a small crack in your window sill.  Obviously, these problems should take a backseat to more serious issues like a leaking roof or a cracked foundation.  However, you should not ignore small issues completely.  This is because minor problems can quietly hemorrhage money, which will start to add up after a while.  For instance, that broken toilet and leaky faucet can drive up your water bill.  The small crack in your windowsill can let in water, leading to mold and rot.  So, homeowners need to address small issues as soon as possible when they are still easy and relatively cheap to take care of.

  • Skipping Out on the Right Home Insurance

Many homeowners settle for minimal home insurance coverage as a way to save money.  However, this strategy usually ends up costing you in the long run.  This is because it’s very easy for an insurance claim to exceed the amount of coverage that you have.  In this situation, you would have to pay the remaining claim costs out-of-pocket.  Rather than leaving yourself in financial risk, it’s best to secure comprehensive home coverage from the start.

These are some of the costly mistakes that homeowners need to avoid.  Looking to find the right homeowners insurance to fit your needs and your budget?  If so, then contact the experts at Gant Insurance Agency to get the coverage that you need today.

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